Loan Programs

Rental / DSCR

  • Interest rates starting at 6%
  • 2-3 origination points
  • Up to 75% LTV Purchase and up to 75% LTV Cash-Outs
  • Full Appraisal
  • Minimum credit score 660 (660 for foreign nationals)
  • Non-Owner Occupied, SFR, 2-4 units, Condos, PUDs, Townhomes

FIX & FLIP Loans

  • 6-13% interest only payments
  • 2-3 origination points
  • 6-24 months
  • Up to 90% ARV
  • Up to 100% ARV for qualifying deals
  • No Minimum Credit Score
  • No Recent Bankruptcies/Foreclosures in the last 24 months
    • Non-Owner Occupied, SFR, 2-4 units, Condos, PUDs, Townhomes

Refinance & Cashout

  • Up to 75-80% of ARV/LTV
  • $75,000 minimum

Commercial/Mixed use

  • Rates starting at 6%
  • 65-80% of LTV
  • Interest only or principal and interest option
  • Loans up to $50 million
  • No Prepayment Penalties

Construction

  • Contact us for more details.